कल्याण उद्योग
व्यापार कर्ज
दुकानदार, उद्योजक, व्यावसायिक (डॉक्टर, वकील, सल्लागार) आदींना त्यांच्या व्यवसायाकरिता कर्ज उपलब्ध.
| कमाल कर्ज्र रक्कम |
रु. ५,००,००,०००/-
|
| मुदत |
३ - ५ वर्षे |
| कर्ज रक्कम |
७५ टक्क्यांपर्यंत |
व्यापारी गाळा खरेदी करण्यासाठी कर्ज
| मुदत |
५ वर्षे
|
| कर्ज रक्कम |
७५ टक्क्यांपर्यंत |
खेळते भांडवलासाठी कर्ज
| मुदत |
१ वर्षे (वार्षिक पद्धतीने नुतनीकरण)
|
| कर्ज रक्कम |
७० टक्क्यांपर्यंत |
फॉर्म डाउनलोड करा
आपली मागणी नोंदवा
Kalyan Paryatan
Tourism Loan
To meet the expenses of Overseas / Domestic Tour / Travel
| Purpose |
To meet the tour (domestic or foreign) expenses. |
| Eligibility |
Salaried employees, businessmen, self-employed, professionals having regular source of income. |
| Loan Amount |
Maximum Rs.5 lakh. |
| Margin |
Minimum 25%. |
| Repayment Period |
Maximum 3 years. |
| Rate of Interest |
Click Here to know Rate of Interest |
| Guarantors |
Two guarantors with sufficient net worth and income, to be acceptable to the Bank. |
| Security |
Up to Rs.2 lakh - no security required (only two guarantors)
Over Rs.2 lakh - 100% security by way of immoveable property or financial assets like term deposits, NSC etc |
| Processing Charge |
1% of the Loan limit sanctioned. |
| Subscription of Bank's Share |
Bank's share to be purchased for 2.50% of the sanctioned limit or Rs.5 lakh, whichever is less. Dividend will be payable on this amount as per declaration of dividend by the Bank. |
| Pre-payment Charges |
Pre-payment charges@ 2% p.a. will be charged on the outstanding balance at the time of its closure before the due date. |
Download Application Form
Fill Online Enquiry Form
Kalyan Saraswati
Educational Loan
To meet the expenses of Educational / Professional Courses
| Purpose |
To meet expenses for pursuing higher education, at India or abroad. |
| Eligibility |
- Should have passed all previous examinations in one attempt.
- Must have secured admission for the desired course/ programme at the selected university/ institute.
- Expenses eligible for financing include - tuition fee, books and other study materials/ stationeries, hostel charges and other related expenses, passage money in case of foreign study.
- Courses include -
- graduation, post-graduation, doctoral courses
- medical/ dental/veterinary , engineering/ marine engg. / architecture, agriculture
- management, law
- pilot/ air-hostess training, IATA courses,
- courses of an established/ reputed foreign university/ institute,
|
| Loan Amount |
Maximum Rs.20 lakh (up to Rs.2 lakh without any security).
Maximum Rs.15 lakh for foreign studies. |
| Margin |
5% to 15%. |
| Repayment Period |
Maximum 5 years, to start from 6 months after completion of the course or securing a job, whichever is earlier. During the period before repayment starts interest is payable every month as and when applied in the a/c. |
| Rate of Interest |
Click Here to know Rate of Interest |
| Security |
Up to Rs.2 lakh - no security required (only two guarantors)
Over Rs.2 lakh - 100% security by way of immoveable property or financial assets like term deposits, NSC etc |
| Guarantors |
Two guarantors with sufficient net worth and income, to be acceptable to the Bank. |
| Processing Charge |
1% of the Loan limit sanctioned. |
| Subscription of Bank's Share |
Bank's share to be purchased for 2.50% (5% in case of loan without security) of the sanctioned limit or Rs.5 lakh, whichever is less. Dividend will be payable on this amount as per declaration of dividend by the Bank. |
| Pre-payment Charges |
Pre-payment charges@ 2% p.a. will be charged on the outstanding balance at the time of its
closure before the due date. |
Download Application Form
Fill Online Enquiry Form
Kalyan Vahan
Vehicle Loan
For purchase of New or Pre-Owned (Upto 3 years old) Car - for Personal (Non-Commercial) use.
| Purpose |
For acquiring own vehicle (four wheeler) - new or old - for personal use, not for any commercial use. |
| Eligibility |
Salaried employees, businessmen, self-employed, professionals having regular source of income. |
| Margin |
New Car - Minimum 10%.
Old Car -
Up to 1 year old - 25%
Up to 2 year old - 40%
Up to 3 year old - 50% |
| Repayment Period |
New Car - 5 years
Old Car - Maximum 3 years. |
| Rate of Interest |
Click Here to know Rate of Interest |
| Security |
Hypothecation of the vehicle financed. |
| Guarantors |
At least One guarantor with sufficient net worth and income, to be acceptable to the Bank. |
| Collaterals |
Not essential but may be called for depending up on other factors. |
| Processing Charge |
1% of the Loan limit sanctioned. |
| Subscription of Bank's Share |
Bank's share to be purchased for 2.50% of the sanctioned limit or Rs.5 lakh, whichever is less. Dividend will be payable on this amount as per declaration of dividend by the Bank. |
| Pre-payment Charges |
Pre-payment charges@ 2% p.a. will be charged -
a) on the outstanding balance at the time of its
closure before the due date. |
Download Application Form
Fill Online Enquiry Form
Kalyan Suvidha
Personal Loan
For purchase of Consumer Durables / Two Wheelers, House Repair, Repayment of old debt, Meeting expenses for ceremonies like marriage etc...
| Purpose |
- For repair/ renovation of residence
- For purchasing home appliances
- For purchasing electronics goods
- For purchasing two-wheeler
- For repayment of old debts
- To meet expenses of religious ceremonies
- To meet medical expenses
|
| Eligibility |
Salaried employees, businessmen, self-employed, professionals having regular source of income. |
| Maximum Amount |
Rs.2 lakh. |
| Margin |
Minimum -10%. |
| Repayment Period |
3 to 5 years. |
| Rate of Interest |
Click Here to know Rate of Interest |
| Security |
Hypothecation of the item purchased, if loan is sanctioned for consumer durables/ two-wheeler.
In all other cases - no security required. |
| Guarantors |
At least One guarantor with sufficient net worth and income, to be acceptable to the Bank. |
| Collaterals |
Not essential but may be called for depending up on other factors. |
| Processing Charge |
1% of the Loan limit sanctioned. |
| Subscription of Bank’s Share |
Bank's share to be purchased for 2.50% of the sanctioned limit or Rs.5 lakh, whichever is less. Dividend will be payable on this amount as per declaration of dividend by the Bank. |
| Pre-payment Charges |
Pre-payment charges@ 2% p.a. will be charged on the outstanding balance at the time of its closure before the due date. |
Download Application Form
Fill Online Enquiry Form
Gold Loan Scheme
A very simple way to arrange funds in case of an emergency. Can be availed by individuals for their personal needs.
| Maximum Loan Amount |
Rs.50,000/- and more
|
| Repayment Period |
Maximum 2 years |
| Security |
Pledge of Gold ornaments
|
Download Application Form
Fill Online Enquiry Form
Loan Against NSC / KVP
The facility is available for individuals / businessmen for any purposes - personal or business needs
| Minimum Loan Amount |
Rs.50,000/-
|
| Repayment Period |
Till maturity date of the NSC / KVP, interest is payable every month |
| Security |
Pledge of NSC / KVP
|
Download Application Form
Fill Online Enquiry Form
Loan Against Fixed Deposit / Recurring Deposit
Loan is available against the Fixed Deposit / Recurring Deposit in the bank.
| Maximum Loan Amount |
95% of present value including accrued interest |
| Repayment Period |
Upto maturity date of the deposit |
| Security |
Pledge of FDR / RD
|
Download Application Form
Fill Online Enquiry Form
