Privacy Policy



"The Kalyan Janata Sahakari Bank Ltd.," having its Registered under the Multi State Co-operative Societies Act, 2002, under registration No. MSCS/CR/1272/2017 dated 24/03/2017 and having its registered office at "Kalyanam_astu", Om Vijaykrishna Apt., Adharwadi, Kalyan (W).                    

This Mobile Privacy Policy ("Policy") applied to users of mobile banking through "The Kalyan Janata Sahakari Bank Ltd." The term "KJSB" or "we", "us" or "our" in any mobile banking application we own and control and in this Policy refers to The Kalyan Janata Sahakari Bank Ltd. and our affiliates or subsidiaries. This policy describes how the mobile banking application hereafter known as "Kalyan Klick"  or "IMPS"  or "Mobile Banking Application" to collect, use and share information from or about you and explains how the information may be shared or used.

Agreement to Policy

By viewing Mobile Banking Application or Kalyan Klick of The Kalyan Janata Sahakari Bank Ltd., or by using KJSB Bank’s website " " on a mobile device, you consent to this policy which includes you consent to disclose and use information about you in the manner detailed in this policy. Other privacy policies may also apply in addition to the terms of this Mobile Privacy Policy, including but not limited to our Privacy Policy.

Information Collection, Use or Sharing

The information, material, notices, suggestions, notifications, illustrations, circulars etc. are collectively stated "The Content" in this website. If the said content contains any mistakes, omissions, inaccuracies & typographical errors etc. The Kalyan Janata Sahakari Bank assumes no responsibility thereof.

The Kalyan Janata Sahakari Bank makes no warranty or representation regarding any content provided through this website and disclaims its liability in respect thereof.

Any action on your part based on the said content is at your own risk & responsibility. The KJSB reserves its rights to correct any part of the said content at any time, as and when required at its sole discretion. The content of this website shall not be displayed, printed, published in any form in part or whole, without the prior written approval of the KJSB. 

Information that we may collect about you through mobile banking includes information that you voluntarily disclose at the time of subscription such as your name, primary a/c number, alias a/c, secondary account number/s, mobile number and other contact information; transactions information, information resulting from your mobile activity in terms of your usage of the subscribed mobile banking services.

Customers are required to provide accurate information to the bank and also alert all changes, inaccuracies, incompleteness or errors found in their information lodged with the bank in a timely manner.  We do not gather additional information associated with your mobile device through cookies and other technologies. We also do not share any of this information with any other company or agency unless required to do so by law or while handling any disputes that may arise, without obtaining consent or without reference to customers.


We may use your Personal Information to contact you or send newsletters, marketing or promotional materials and other information.


We apply several security measures to protect your information. Reply messages sent by the Mobile Banking use masking features to hide the first few characters in your a/c numbers. To help prevent misuse of services and authorize access to your banking information, you are always required to type in your MPIN/TPIN/ OTP provided by the bank or set by you from time to time. As always, we strongly encourage you to assist us in that effort by not sharing your MPIN/TPIN/OTP with anyone. Though the security of your Personal Information is important to us, there is no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we attempt to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.  

Changes to This Privacy Policy

This Privacy Policy is effective as of 09.07.2017 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. We are not responsible to separately / individually inform or intimate to registered customers for change made in Privacy Policy by the bank.  

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