Technology Implementation

All our branches and head office are under CBS (Core Banking Solution) offering any branch banking services to all customers. The CBS of the Bank is supported by Infrasoftech's OMNI Enterprise' solution. All the branches of the Bank are connected to the Central Site at Kalyan and DR site is situated at Pune, which is replicated every 30 minutes. The Bank is ably supported by Engineers in Software and Hardware. The Bank is in the process of implementing business processes re-engineering to reap the benefit of CBS so also to offer variety of products to its customers. Bank has also established Treasury department with NDS/RTGS, CBLO facilities with membership of NEFT & SFMS.

Bank is proposing to build vertical business models such has Centralised Retail Banking, Centralised Recovery Cell in the immediate future. With the help of CBS, Bank has commenced operations of credit monitoring cell as well as centralized recovery cell and centralized processing cell. In line with various technologically advanced banks, the Bank has started Offsite ATM & SMS Banking services to customers and the bank is also planning to extend Net Banking facility to the customers within a year or so.

Bank has launched interactive website www.kalyanjanata.in so as to make it accessible to the customers and public at large. Every new branch location proposed by the Bank will function under CBS environment from day one with on-site ATM & Cheque Depository Machine. Bank has at present 18 ATMs which are onsite at the branches & 1 offsite ATM opposite Kalyan Railway Station so as to cater to the needs of customers whose number at present is above 1.40 lacs. Bank also has Multiprotocol Label Switching (MPLS) connectivity in place for its NDS and RTGS operations as per the instructions of IDRBT.

Bank has taken over a bank at Satara named Satara Merchants Co-op Bank and successfully integrated operations with ours from 3 rd Oct 2009.

Bank is having its own state of the art Data centre & Data Recovery site and also offers data sharing services to other banks. This proves the technological might of the bank.